I've been doing 1 load of laundry a day, and it's getting very close to the point where I'll only have one load to do on any given day. I'm very pleased with this consistency and with the order it's allowing me to introduce to our home.
I used the last of my laundry detergent recipe today, so I had to whip up some more. I have never been successful with the liquid soap recipes I've found online, so a couple of month ago, I switched over to the (mostly) powdered version. I'm very happy with it.
Laundry detergent recipes pretty well are ubiquitous on the web, and I won't pretend that I'm original in my concoction. All the same, I am proud of what I've learned and figure I ought to show it off.
I found a recipe I like (no idea where) and made a very slight adjustment to make it easier to remember. I changed the ratio of ingredients to be 1:1:1. It was pretty close to that before, and this gets my clothes fully clean.
1 cup grated Fels Naptha (a bar soap available in the laundry aisle at the grocery; look on the top shelf)
1 cup Arm & Hammer Washing Soda
1 cup Borax Washing Powder.
Fels Naptha cost around $1 a bar; I think I pay $1.19. A 55-oz box of Arm & Hammer runs $1.89, and a 76-oz box of Borax is $2.89. Going by the weight of a cup of each of the powders and calculating the cost per ounce of the powders, I was able to calculate that the powder portion of my detergent costs me about $0.53/batch. I usually can get about three batches out of two FN bars, so I figure more or less 1.5 cups per bar.
Total cost: $1.39 for about a month's worth of detergent. I use one heaping table spoon full (that is, not a small cutlery spoon, one of the larger ones) per load, and our clothes have been cleaner and have smelled better since we switched to this. At one load per day, that puts our laundry detergent cost at about $0.05 per load.
Showing posts with label debt-free. Show all posts
Showing posts with label debt-free. Show all posts
Monday, February 15, 2010
Friday, November 20, 2009
We Need a Car
Oh my goodness! I just realized I haven't posted yet today. I've been working on an internal Wiki for the organization I'm leaving, and it's taken over my free-time thoughts, too.
Since I hurt my leg, I've been driving Mark's car. I knew it was pretty bad off, but I think I hadn't really understood how bad off it was.
Before I ever climbed into it on the first day I drove it, I asked Mark to put more power steering fluid into it. The car is a 1986 Toyota Celica; you would think something so small would be okay without the power steering, but it isn't, let me be clear on that.
With enough power steering fluid, my attention was free to notice other problems with the car.
The first problem to really catch my attention was the collection of gentle plumes of smoke escaping from beneath the hood as I waited in line at Starbucks. It wafted from the left side of the hood, and it's a testament to my Profound Cheapskatery that my reaction was not the expected, "ZOMGWTFBBQ," free-for-all as I tumbled from the car to escape the obvious impending explosion. No, I looked at it for a minute then decided it was just fluid of some kind dripping onto the hot manifold and smoking off. I picked up my latte and moved on with a shrug.
Next I noticed that on sharp corners, I could hear a pretty disturbing knocking sound. Now I've driven my fair share of beaters, and I've endured my fair share of knocking. I know what a bad tie rod end sounds like, and this ain't it. No, this knocking sounds like a yard gnome caught in the spin cycle. A deep, throaty thump, rhythmic with a slight echo. Happily, most of my route to work is a straight shot, so I grimaced a little and kept driving.
On the last road before turning into the Johnson Space Center where I work, the speed limit (once you're past the school) is 45 mph. The moment my speedometer hit 40, the steering wheel started to shake. Not shimmy as though it needs an alignment, no. That would be a gentle, steady rhythm moving the wheel no more than a fraction of an inch side to side as I drove. No, it shook, displacing inches with each back and each forth. It made the fat on my arms jiggle until my skin itched.
Ironically, the brakes seem to be in pretty good shape, and the air conditioner works. We Texans have our priorities.
My little brother climbed into the car a couple of days later for a ride. We came to a stop light, gently slowing until we rested. My brother, a 24-year-old Veteran of both Iraq and Djiboutian conflicts, looked out the front windscreen and said, "Mel, is your car smoking?"
"Yep," I said, "But I own it. Besides, I think it's just power steering fluid or something."
"You might want to get that looked at," he responded.
"Oh."
A few minutes later, I wrenched the wheel (it needs to have another 1/2 quart of power steering fluid every couple of days) around and pulled us into my drive. Brian climbed out. "You mind if I have a look?" he asked. Brian is nothing if not polite. He even opened my car door for me. Sweet kid.
He didn't even pop the hood. He leaned over, sniffed the still-wafting smoke, and said, "Yeah. That's oil."
Now my first instinct is to take this car and our little emergency fund down to the dealership and combine them to buy my dear, long-suffering husband (you really wouldn't believe how much he doesn't complain about that car) a spankingnew slightly used car. Spend ten grand or so, put the roughly six grand we don't have on a small note, and pay it off in two months.
It is painful to know that DH is going to have to get an only slightly upgraded beater rather than the fairly nice car we were hoping for just four months from now. But we agreed: no more debt. And we're sticking to our guns. Maybe we can make the Celica run until February.
Since I hurt my leg, I've been driving Mark's car. I knew it was pretty bad off, but I think I hadn't really understood how bad off it was.
Before I ever climbed into it on the first day I drove it, I asked Mark to put more power steering fluid into it. The car is a 1986 Toyota Celica; you would think something so small would be okay without the power steering, but it isn't, let me be clear on that.
With enough power steering fluid, my attention was free to notice other problems with the car.
The first problem to really catch my attention was the collection of gentle plumes of smoke escaping from beneath the hood as I waited in line at Starbucks. It wafted from the left side of the hood, and it's a testament to my Profound Cheapskatery that my reaction was not the expected, "ZOMGWTFBBQ," free-for-all as I tumbled from the car to escape the obvious impending explosion. No, I looked at it for a minute then decided it was just fluid of some kind dripping onto the hot manifold and smoking off. I picked up my latte and moved on with a shrug.
Next I noticed that on sharp corners, I could hear a pretty disturbing knocking sound. Now I've driven my fair share of beaters, and I've endured my fair share of knocking. I know what a bad tie rod end sounds like, and this ain't it. No, this knocking sounds like a yard gnome caught in the spin cycle. A deep, throaty thump, rhythmic with a slight echo. Happily, most of my route to work is a straight shot, so I grimaced a little and kept driving.
On the last road before turning into the Johnson Space Center where I work, the speed limit (once you're past the school) is 45 mph. The moment my speedometer hit 40, the steering wheel started to shake. Not shimmy as though it needs an alignment, no. That would be a gentle, steady rhythm moving the wheel no more than a fraction of an inch side to side as I drove. No, it shook, displacing inches with each back and each forth. It made the fat on my arms jiggle until my skin itched.
Ironically, the brakes seem to be in pretty good shape, and the air conditioner works. We Texans have our priorities.
My little brother climbed into the car a couple of days later for a ride. We came to a stop light, gently slowing until we rested. My brother, a 24-year-old Veteran of both Iraq and Djiboutian conflicts, looked out the front windscreen and said, "Mel, is your car smoking?"
"Yep," I said, "But I own it. Besides, I think it's just power steering fluid or something."
"You might want to get that looked at," he responded.
"Oh."
A few minutes later, I wrenched the wheel (it needs to have another 1/2 quart of power steering fluid every couple of days) around and pulled us into my drive. Brian climbed out. "You mind if I have a look?" he asked. Brian is nothing if not polite. He even opened my car door for me. Sweet kid.
He didn't even pop the hood. He leaned over, sniffed the still-wafting smoke, and said, "Yeah. That's oil."
Now my first instinct is to take this car and our little emergency fund down to the dealership and combine them to buy my dear, long-suffering husband (you really wouldn't believe how much he doesn't complain about that car) a spanking
It is painful to know that DH is going to have to get an only slightly upgraded beater rather than the fairly nice car we were hoping for just four months from now. But we agreed: no more debt. And we're sticking to our guns. Maybe we can make the Celica run until February.
Wednesday, November 18, 2009
So I Quit My Job
A couple of days ago, I mentioned that I had big news to share. All the right people have been told; this won't surprise anyone who reads it on the internet.
For the last ten years, I've worked full time for contractors in the space program in Houston. I've worked in safety for the Shuttle and the Station, in quality assurance for the Station, and on Constellation for the Orion Project.
Orion is our next vehicle; it's a descendant of Apollo. With Orion, we plan to haul humans into space, to the Space Station, and to the moon. For the last two years (almost to the day), I've served as a meeting coordinator, technical writer, event logistics manager, and general Jill-of-all-Trades on this project. And last Thursday, I handed in my notice in order to accept a part-time, short-term position. I still will serve in our space program on the Constellation Program; however, I'll be working in Mission Operations, a completely different project.
I know many people out there think, "Why, in this economy, with so many people hurting for money and jobs, would you quit a long-term, secure, full-time, well-paid job?" Well, I'm so glad you (sorta) asked.
Remember a couple of weeks ago when I posted about becoming debt free? Remember how I said that we are completely free to decide how, where and why we spend out money? Well, an ancillary product is that we also are free to decide what level of income we want.
I know, that sounds crazy, doesn't it? I mean, obviously, everyone wants a very high level of income, right? Well, Emily at Under $1,000 per Month has really helped me to articulate a long-simmering, sub-concious belief: We choose who we will be, how we will live, and what we will do regardless of income. Even with only one full-time income, my husband's, our monthly income is more than 2.5 times higher than her family's. And that's after the cost of health/dental/vision insurance, higher taxes imposed, retirement savings, long and short term disability insurance costs, etc. Yet Emily is living our dream. Oh sure, we would do some things different. We want a farm, for one. I'm not interested in living in a tiny space for another. For a third, based on our apparent infertility, we won't have a large family, and we'll minister to the world around us as foster parents. So our missions and choices would be vastly different, yes.
The only difference between Emily's family and mine is what we chose to do with our potential income. Emily chose to trade her potential income and disposable wealth for the value of being at home with her children. Mark and I, for the last few years (understanding that as a single mother in the beginning, I had far less flexibility to choose than I do now; someone had to make money) have sold our time with Burgundy and our purported values (green living, frugality, time lavished on those we love) for disposable income.
Let me say it much more simply: Emily bought the opportunity to live out her values using her potential income, and I sold that same opportunity.
Not to say that we've gained nothing from the sale. We're debt-free and have only our house for which to pay. We live in an excellent neighborhood, and our daughter attends one of the very best high schools in the state of Texas. I have expensive hobbies (you don't even want to know the value of the stuff in my craft room). Burgundy will not require student loans for college (indeed, she watched us go through FPU, and she's committed to staying debt-free for life. Burgundy's amazing fiscal responsibility is another post though). A real, intangible benefit has been that my husband, who is far under-earning his potential, has not had to deal with the stress of having it all on his shoulders. That's been nice as we've tried to work out integrating our family. One less thing to stress him out and argue over.
Which brings me to my next point: If we value the time with our family and the benefit of having me at home, why am I only going part time? Why not quit entirely?
A couple of reasons: First, I don't want to quit entirely. Part of this new-found freedom is the opportunity to really examine our values. My family is first, of course. But with a teen, I don't need to be at home all day every day while she's in school. The new job will allow me to continue to bring in a very good income (more on that later) while only being absent from the house while my daughter is at school (excepting the summer, but more on that later, too).
The second reason is that I think Mark is not quite ready for me to quit entirely. Our mortgage payment would be a little high (38.5% of take-home), and who wouldn't be concerned about suddenly being the sole breadwinner? It feels like tight-rope walking without a safety net. And taking care of his peace of mind and well being is important, too.
As for the change in income, because the new company offered me a significant hourly increase (about 20%), my actual take-home pay will decrease by only about 40%.
We are very excited about this. The kids (I genuinely think of Julia as my kid) and Mark are excited about folded laundry and homemade meals. I'm excited about a clean, organized home and decluttering. We're all excited about having more time together that isn't spent doing chores and playing catch-up. This is a wonderful, amazing thing.
For the last ten years, I've worked full time for contractors in the space program in Houston. I've worked in safety for the Shuttle and the Station, in quality assurance for the Station, and on Constellation for the Orion Project.
Orion is our next vehicle; it's a descendant of Apollo. With Orion, we plan to haul humans into space, to the Space Station, and to the moon. For the last two years (almost to the day), I've served as a meeting coordinator, technical writer, event logistics manager, and general Jill-of-all-Trades on this project. And last Thursday, I handed in my notice in order to accept a part-time, short-term position. I still will serve in our space program on the Constellation Program; however, I'll be working in Mission Operations, a completely different project.
I know many people out there think, "Why, in this economy, with so many people hurting for money and jobs, would you quit a long-term, secure, full-time, well-paid job?" Well, I'm so glad you (sorta) asked.
Remember a couple of weeks ago when I posted about becoming debt free? Remember how I said that we are completely free to decide how, where and why we spend out money? Well, an ancillary product is that we also are free to decide what level of income we want.
I know, that sounds crazy, doesn't it? I mean, obviously, everyone wants a very high level of income, right? Well, Emily at Under $1,000 per Month has really helped me to articulate a long-simmering, sub-concious belief: We choose who we will be, how we will live, and what we will do regardless of income. Even with only one full-time income, my husband's, our monthly income is more than 2.5 times higher than her family's. And that's after the cost of health/dental/vision insurance, higher taxes imposed, retirement savings, long and short term disability insurance costs, etc. Yet Emily is living our dream. Oh sure, we would do some things different. We want a farm, for one. I'm not interested in living in a tiny space for another. For a third, based on our apparent infertility, we won't have a large family, and we'll minister to the world around us as foster parents. So our missions and choices would be vastly different, yes.
The only difference between Emily's family and mine is what we chose to do with our potential income. Emily chose to trade her potential income and disposable wealth for the value of being at home with her children. Mark and I, for the last few years (understanding that as a single mother in the beginning, I had far less flexibility to choose than I do now; someone had to make money) have sold our time with Burgundy and our purported values (green living, frugality, time lavished on those we love) for disposable income.
Let me say it much more simply: Emily bought the opportunity to live out her values using her potential income, and I sold that same opportunity.
Not to say that we've gained nothing from the sale. We're debt-free and have only our house for which to pay. We live in an excellent neighborhood, and our daughter attends one of the very best high schools in the state of Texas. I have expensive hobbies (you don't even want to know the value of the stuff in my craft room). Burgundy will not require student loans for college (indeed, she watched us go through FPU, and she's committed to staying debt-free for life. Burgundy's amazing fiscal responsibility is another post though). A real, intangible benefit has been that my husband, who is far under-earning his potential, has not had to deal with the stress of having it all on his shoulders. That's been nice as we've tried to work out integrating our family. One less thing to stress him out and argue over.
Which brings me to my next point: If we value the time with our family and the benefit of having me at home, why am I only going part time? Why not quit entirely?
A couple of reasons: First, I don't want to quit entirely. Part of this new-found freedom is the opportunity to really examine our values. My family is first, of course. But with a teen, I don't need to be at home all day every day while she's in school. The new job will allow me to continue to bring in a very good income (more on that later) while only being absent from the house while my daughter is at school (excepting the summer, but more on that later, too).
The second reason is that I think Mark is not quite ready for me to quit entirely. Our mortgage payment would be a little high (38.5% of take-home), and who wouldn't be concerned about suddenly being the sole breadwinner? It feels like tight-rope walking without a safety net. And taking care of his peace of mind and well being is important, too.
As for the change in income, because the new company offered me a significant hourly increase (about 20%), my actual take-home pay will decrease by only about 40%.
We are very excited about this. The kids (I genuinely think of Julia as my kid) and Mark are excited about folded laundry and homemade meals. I'm excited about a clean, organized home and decluttering. We're all excited about having more time together that isn't spent doing chores and playing catch-up. This is a wonderful, amazing thing.
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